Updated: 3 days ago
For some Medicare beneficiaries, they are bothered about the increased health risk from Covid-19. This concern also raises the specter of large, unexpected medical expenses. But, in times of pandemic, Medicare represents certainty for health plans.
In times of pandemic, Medicare offers more.
According to Cindy Krisher Goodman, the pandemic offer more benefits to seniors. Besides that, it helps older Americans stay healthy and independent and eases a potential responsibility for younger family members. In fact, most Medicare Advantage insurers waived cost-sharing requirements for COVID-19 testing and treatment, which likely will continue this year.
Medicare Policy Changes
Those individuals turning 65 this year are more likely to be choosy in selecting the right plans for them. This 2021, Medicare's protections will be there when needed brings peace of mind to people as they get older. There are two significant changes to take note of. First, they notably cover COVID-19 tests with no beneficiary cost-sharing and COVID-19 antibody tests that have been authorized by the FDA.
Second, Medicare health insurance has temporarily covered telehealth visits. Accordingly, extended telehealth benefits will be given, allowing seniors to receive care in a virtual format from their own homes. Such services include virtual check-ins, mental health counseling, and preventive health screening.
Why Medicare matter?
Guarantees affordable health insurance.
Medicare insurance delivers a guaranteed level of coverage to people who might not otherwise be able to afford it. Accordingly, it helps seclude beneficiaries from rising healthcare costs. Those who decide to enroll in the program have to pay dollars yearly. However, they will have vast access to the program.
It provides a full range of services.
If you are wondering what Medicare offers, here's what you need to know. Medicare helps people stay well. Not only that. They also have preventive services and screenings at no charge. There are advantage plans like Medicare Part B that offers a free wellness check-up annually. They also have periodic screenings for cardiovascular disease, cervical, vaginal, and breast cancer for women, prostate cancer for men, diabetes, and depression. On the other hand, the Part D program's advantage plan helps a person pay for costly prescription drugs.
A way to better care for everyone.
Medicare pushes more a better delivery of health care. As the healthcare industry copes with the pandemic, Medicare has the initiative to develop and enhance the quality by preventing avoidable readmissions to the hospital and reduce infections caught at the hospital. If you are hoping to enroll on Medicare Advantage plans, be sure to talk to a Medicare health insurance agent to help address your concern.
Medicare's protections go to more than seniors.
Medicare Advantage plans aids for the coverage for 9.1 million disabled persons who were typically unable to get approved for private insurance in the past. Such individuals become eligible for Medicare if Social Security has classified them as disabled for 24 months. Also, if people who are younger than 65 suffer from end-stage renal disease or amyotrophic lateral sclerosis, they may be eligible for Medicare.
At a time like this, making the wrong move to Medicare can have severe cost and access to care consequences. But, there is a Medicare insurance agencylike The Medicare Greek that can help you. With us, you'll always have contact with a Medicare insurance agent to answer all your customer service questions about drug costs and maximize your benefits to find a way through the maze of healthcare in the United States.