Updated: Jun 3
If you are having a problem with your claims or know someone, you are not alone. Consequently, denied Medicare claims could be one of those unwelcome surprises that can sometimes be returned or attributed to a learning experience on your part.
First, let us know some of the reasons why your claims were denied:
The doctor or the hospital you visited is not in Medicare's network;
The care you sought was not deemed "necessary."
You are still technically covered under another insurance plan; and
The service you received is not a covered benefit.
What You Need To Know
The factors mentioned above can be the reason why some of your claims aren't accepted. That is why it is essential to seek local insurance geeks' advice to help you sort things out.
Furthermore, Medicare may determine that a specific treatment or service is not covered and will deny a beneficiary's claim. Many of these decisions are highly subjective, involving determining what is "medically and reasonably necessary" or what constitutes "custodial care," for example.
If a beneficiary disagrees with a ruling, the Medicare program has reconsideration and appeals procedures. So, here's the question: can you file an appeal if Medicare refuses to pay for the treatment you received? Certainly!
Keep Your Information Updated!
If your Medicare application is denied, first double-check that your current Medicare insurance information is correct. Input the most recent details about your Medicare plans. The claims would also be less likely to be denied if you do this.
Next, what do I need to do? Here's how: "file an appeal".
Filing an Appeal
A health insurance claim is a bill for medical treatment, prescriptions, or medical devices that a beneficiary believes will be covered. If you have Medicare health benefits, the doctor would most likely send Medicare claims for reimbursement directly. You have the right to appeal Medicare's decision if the claim is denied.
Then, when you're ready to file an appeal, gather as many details as you can about your strategy and coverage. The rejection of the claim will include instructions on how to begin the appeal process. Contact your Medicare insurance agency to start the procedure.
In addition, you'll need your Kauai insurance geeks number from your card. There's a list of the services you want to be reviewed, the dates those services were given, and a clarification of why you think the rejection should be overturned.
How can I get help filing an appeal?
You can make someone else file your appeal on your behalf if you prefer. Someone who has decided to represent you may be a family member, a client, a lawyer, a doctor, or someone else. Check that your Medicare plan is your primary insurance benefit before scheduling your doctor's appointments.
It's important to double-check with your primary care physician to see if your Medicare coverage is accepted. Do the same thing for any referrals you get. Check with your hospital and see if they support your proposal.