Here’s a brief rundown of long-term care insurance’s costs and benefits.
What does long-term care insurance cover, and how much does it cost?
Long-term care refers to day-to-day assistance to help you live your life as you do today. Many people associate long-term care with nursing homes, but this is not the case. Instead, it can cover various services, including assistance with everyday tasks, home care, and adult daycare.
Increasing the number of care alternatives.
Increasing the number of services for you.
This might include services such as visiting nurses or home health aides, home-delivered meals and chores, time spent in adult daycare centers, and caregiver respite.
Relieving family and friends of the burden of caregiving.
Whether or not you purchase insurance, you should have a plan in place so that you and your family know what to do if you require medical attention. This strategy includes speaking with family and friends about their willingness to assist if and when assistance is needed.
If you’re looking for someone to help you with long-term care insurance, our agents can help you.