How Do I Choose An Unbiased Medicare Agent

Updated: Sep 13, 2021


How can I find local Medicare agents in my region that represent a variety of Medicare plan providers? What's the real story? Unfortunately, it's challenging to locate a Medicare expert who is informed, recognized, and trustworthy. However, there are certain things you may do to increase your chances.


1). Search

To begin, think about using the Internet to discover some agents and consultants. Search for terms like "Medicare adviser+South Carolina" or "Medicare consultant +South Carolina," or just enter "Medicare Geek." This will provide you with links to businesses and advisers that you may begin to vet.


2). Evaluate

Once you've compiled a list of potential agents, you'll need to decide who to dismiss from your search and who to keep on your list. Most insurance 'agents' are licensed in their native state and provide a wide range of insurance coverage, including health insurance, life insurance, hospital indemnity plans, Medicare plans, home insurance, auto insurance, and so on. To put it another way, most insurance agents are jacks of all crafts and masters of none. And what you need is a master, a Medicare specialist, someone with the expertise, abilities, and ethics to help you select the plan that is right for you.


3. Narrow the search even further.

In the best-case scenario, your Medicare representative will assist you in determining which plan to choose and will only charge a fee or an hourly rate rather than a commission. However, the presence of commissions may imply that the counsel is compromised rather than neutral and in your best interests. If you can't locate someone who just charges a fee or by the hour, your next best option is to deal with an independent agent rather than a captive agent.


An independent Medicare adviser/agent, on the other hand, will be permitted to provide a wide range of Medicare plans to meet your specific needs. Agents are compensated when a beneficiary enrolls in a Medicare Advantage or Medigap plan. Suppose the agent is a 'captive,' contracted for just one Medicare insurance provider, and works for a field marketing agency. In that case, they may be eligible for incentives and monthly stipends for meeting quotas.


Also, ensure that your local Medicare consultant is attentive to your needs and presents the Medicare plan or plans that best meet your specific requirements, whether a Medicare Advantage Plan or a Supplement to Original Medicare Plan.


4. Consider communications.

A competent Medicare consultant will contact you throughout the year for a review, not just during the yearly registration. Your Medicare adviser is concerned about your requirements and will want to guarantee that you are on the best Medicare plan for you. When it comes to your Medicare coverage, only the best Medicare experts should help you make decisions. It's part of your Medicare coverage. Check to be sure it's the correct coverage for you.


No need to worry! If you're looking for an agent, Medicare Geek will help you. We have a network of agents in each of the 50 states. When we connect you with an agent, it will be someone familiar with the plans in your region and may even be familiar with your providers and the insurance they take.


They will assist you in making the most of your plan and answer any queries you may have. We gladly follow the Medicare guidelines: we'll send you in the direction of the best plan for you, even if it's a plan we don't represent or get paid to promote.


Connect with an agent now!