Does Medicare Cover Mental Health Services?

Updated: Jun 4


As an individual, we care for our mental health. If you're one of those people who keep asking yourselves if Medicare covers mental health services: Well, keep on reading, and you might find the answer that keeps running in your head.


Many mental health services are covered by Medicare, including psychological therapy, preventive screenings, and outpatient recovery programs. Here's a rundown of Medicare's mental wellbeing benefits. The good news is that inpatient, outpatient, and partial hospitalization programs are covered by Medicare mental health coverage.


What parts of Medicare cover mental health services?

Medicare Part A

Mental wellbeing benefits related to inpatient hospital stays are covered by Medicare Part A. This therapy method is critical for those experiencing severe mental disease crises that are in danger of harming themselves or others. The cost of the space is paid under Medicare Part A.

Medicare Part B

Part B of Medicare provides outpatient mental health facilities, such as comprehensive outpatient recovery plans and annual stress screenings.

Medicare Part C

Both Medicare Part A and Part B programs and prescription medications and other coverage areas are automatically included.

Medicare Part D

Antidepressants, anti-anxiety drugs, antipsychotics, mood stabilizers, and other mental health medications may be covered.

Medigap

To pay for coinsurance and deductibles involved with the inpatient or outpatient treatment.


Preventive coverage under Medicare and mental health:

Preventive services may aid in identifying patients who are at risk for mental illness, allowing them to receive appropriate treatment earlier. Many preventive services are covered by Medicare Part B, including screenings to determine the risk for certain mental health disorders.


Medicare covers the following preventive services:

  • Annual depression screening

  • Alcohol consumption screening

  • Wellness Appointment

  • Welcome to Medicare visit


Medicare covers inpatient mental health care.

Medicare Part A provides general hospital and psychiatric hospital facilities if the illness necessitates an inpatient stay. In your lifetime, Medicare Part A can only cover psychiatric hospitalization for up to 190 days.


On the other hand, Medicare Part B includes doctor services you receive while in the hospital, even though you're admitted as an inpatient.


Medicare covers outpatient mental health care.

Outpatient mental health services, such as those provided by a doctor or a therapist's office, are covered by Medicare Part B. Medicare provides therapy services, as well as medical tests, which can include, but are not limited to:

  • Diagnostic evaluations and psychiatric assessment

  • Individualized treatment

  • Therapy in a group setting

  • Counseling for families

  • Counseling for alcoholism (up to for session)


Both inpatient and outpatient mental health services are protected whether you have original Medicare or Medicare Advantage plan. Hospitalizations, counseling sessions, intensive outpatient treatment, annual depression screenings, and other services are included.


The Bottom Line

Inpatient and rehabilitation mental health programs are protected whether you have initial Medicare or Medicare Advantage. Hospital visits, psychiatric sessions, intensive outpatient treatment, annual depression screenings, and other services are included.


Since these plans come with a price tag, choosing the right Medicare package for your needs is essential. Got some questions? Medicare Geek can help you. Contact us right away!


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